Insight

The Analogue Paradox

Most businesses have a digital presence — but many still run on paper and spreadsheets.

The "Analogue Core" of Small Business

While many SMBs use technology (email, website), a large share manage critical operations manually. Looking at finance — the heartbeat — reveals the low‑tech opportunity.

How SMBs (1–19 Employees) Manage Finances

Over half of small businesses (51%) do not use dedicated accounting software — a massive digitization market.

Breakdown of the "Low‑Tech" Majority (The 51%)

This 51% splits between "low‑tech" (spreadsheets) and "no‑tech" (pen & paper). Both are ready for simple automation.

The Digital Maturity Spectrum

The market isn’t binary. The largest opportunity is moving Level 1 and Level 2 up the chain.

LEVEL 1: "NO‑TECH"

True Analogue

Paper ledgers, cash drawers, physical appointment books. ~21% of SMBs use zero finance software.

LEVEL 2: "LOW‑TECH" (PRIME MARKET)

Spreadsheet‑Bound

Email and a website exist, but finance/customers/inventory live in disconnected spreadsheets. ~30% of SMBs.

LEVEL 3: "ADOPTING"

Digitally Siloed

4+ apps in place (QuickBooks, POS, email), but gaps in integration, automation, and analytics remain.

High‑Opportunity Industries

Low‑tech operations are concentrated in service‑based and deskless industries that still rely on manual, on‑the‑go processes.

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Construction

Manual timesheets, paper blueprints, phone dispatch.

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Field & Local Services

Plumbers, HVAC, landscapers using paper invoices and text scheduling.

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Hospitality & Food

Independents with paper inventory and rota management.

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Small Retail & Personal

Salons/shops with paper appointment books and stock counts.

Why Haven’t They Digitized? The 4 Key Barriers

To reach this market, sell outcomes that overcome objections. Simpler, safer, faster.

1. High Cost & Unclear ROI

Owners see software as cost, not a revenue driver. Show immediate payback.

2. Lack of Skills & Time

They’re busy running the business. Tools must be simple and “just work.”

3. Perceived Complexity

Paper feels simpler. New tech is seen as disruption — lower the lift.

4. Security & Data Risks

Fear of breaches stalls adoption. Lead with secure defaults.

The Opportunity: Liberation, Not “AI”

The largest segment isn’t ready to “leverage AI.” They need liberation from paper. We package low‑cost automation that removes manual pain, fast.

Discuss a Go‑To‑Market Plan